> ## Documentation Index
> Fetch the complete documentation index at: https://docs.getrivet.ca/llms.txt
> Use this file to discover all available pages before exploring further.

# Canadian sales tax

> HST, GST, and PST — calculated automatically based on your billing address.

Rivet's $65 / month price is **before sales tax**. The applicable
Canadian sales tax — HST, GST, or GST + PST depending on your province
— is added on top of the $65 at checkout and calculated automatically;
you don't configure anything, and we don't either.

## What you pay, by province

The total you see at checkout, and on every monthly invoice, is \$65
plus the relevant tax rate for your billing address. As of writing:

| Your province         | Tax       | Rate        | Monthly total |
| --------------------- | --------- | ----------- | ------------- |
| Ontario               | HST       | 13%         | \$73.45       |
| Newfoundland          | HST       | 15%         | \$74.75       |
| Nova Scotia           | HST       | 15%         | \$74.75       |
| New Brunswick         | HST       | 15%         | \$74.75       |
| Prince Edward Island  | HST       | 15%         | \$74.75       |
| British Columbia      | GST + PST | 5% + 7%     | \$72.80       |
| Saskatchewan          | GST + PST | 5% + 6%     | \$72.15       |
| Manitoba              | GST + RST | 5% + 7%     | \$72.80       |
| Quebec                | GST + QST | 5% + 9.975% | \$74.73       |
| Alberta               | GST       | 5%          | \$68.25       |
| Yukon                 | GST       | 5%          | \$68.25       |
| Northwest Territories | GST       | 5%          | \$68.25       |
| Nunavut               | GST       | 5%          | \$68.25       |

Rate changes are tracked automatically. If a province updates its
rate, your next invoice reflects the new rate without us touching
anything.

## How your province is determined

From the **billing address** you enter at checkout. The form includes
a country, province, and postal code. The province
determines the rate; the postal code is for tax-authority compliance
when a province has sub-provincial rate variations (rare, but the
mechanism exists).

If you move provinces:

<Steps>
  <Step title="Open your billing portal">
    Via any past invoice email, or request a fresh link from
    [hello@getrivet.ca](mailto:hello@getrivet.ca).
  </Step>

  <Step title="Update your billing address">
    The "Billing information" section. Change the province and
    postal code to your new location.
  </Step>

  <Step title="Save">
    The next monthly invoice uses the new province's rate. Past
    invoices stay as issued.
  </Step>
</Steps>

The transition month uses whichever province's rate was on file at
the moment the charge ran. If you moved on the 5th and got charged
on the 18th, the new province's rate applies.

## Claiming input tax credits

Your Rivet subscription is a normal business expense. If you're
registered for GST/HST and use Rivet to deliver your practice's
services, the GST/HST on each invoice is recoverable as an input tax
credit. Standard CRA rules apply — your bookkeeper handles this.

Every Rivet invoice includes:

* Our business name (**Rivet Systems Inc.**).
* Our registered business address (Belle River, Ontario).
* Our **GST/HST number**.
* The tax amount broken out as its own line.

That's the exact set of fields the CRA requires on an input-tax-credit
document. Your bookkeeper can claim the credit straight from the
invoice PDF.

## Are health-care services tax-exempt?

A common question for therapists and other regulated practitioners.
Health-care services your clients receive *from you* may be GST/HST
exempt under the CRA's health-services rules — but the tools you use
to deliver them aren't. Software subscriptions like Rivet are
taxable supplies regardless of how the underlying practice is
classified.

If you're a regulated practitioner uncertain about your own
tax-exempt status, talk to an accountant familiar with your province.
We can't advise on the exemption status of your specific practice.

## Why tax calculation is handled automatically

A short rationale, for transparency:

* **Provincial rates change.** Our payment provider has compliance staff whose
  full-time job is tracking these changes; we'd be re-implementing
  their work badly.
* **Sub-provincial nuances matter.** Some municipalities have transient
  accommodation taxes, some have rate-variation rules; the tax engine
  encodes these correctly for the categories that apply to digital
  services.
* **Audit defensibility.** When a CRA auditor asks why a specific
  invoice charged 13% instead of 15%, there's a documented ruling for
  every charge. Building our own would mean defending our own table of
  rules; using a dedicated tax engine means the answer is "their
  published methodology."

The downside: we can't override the calculated rate. If you believe the
rate on your invoice is wrong, email us and we'll look into it.

## Related articles

<CardGroup cols={2}>
  <Card title="Invoices and receipts" icon="receipt" href="/billing/invoices-and-receipts">
    Where the sales-tax line shows up on each invoice.
  </Card>

  <Card title="Payment methods" icon="credit-card" href="/billing/payment-methods">
    The checkout page where you set your billing address.
  </Card>
</CardGroup>